Product Manager · FinTech

Hi, I'm Tanmay Murugkar
Product Manager

Turning user insights and data into impactful products — from ideation to full-scale launch across fintech and beyond.

About

Who I Am

I'm a Product Manager at IDFC First Bank with 5+ years building digital-first fintech products. I bridge the gap between business strategy and technology execution — leading cross-functional Agile teams to ship products that move the needle on revenue, efficiency, and customer experience. Certified Scrum Product Owner (PSPO) with an MBA in Marketing from IMT Nagpur.

500+

Features Delivered

5+

Years Experience

80K+

Active Users Scaled

₹1Cr+

Annual Cost Savings

Case Studies

Product Work

Real products, real impact — initiatives across fintech, operations, and digital transformation.

FinTech

Rewards & Recognition Platform

Focus areas

product strategy
agile
fintech

Overview

Orchestrated strategy and launch of a cross-functional R&R platform at IDFC First Bank, boosting collection call conversions by 56%, raising EMI collections by 4%, and delivering ₹1 Crore in annual cost savings.

CRM

Virtual Relationship Manager Workbench

Focus areas

salesforce
CRM
product management

Overview

Led end-to-end development of a VRM workbench on Salesforce integrating full-stack calling and customer disposition modules, increasing RM productivity by 30% across IDFC First Bank.

Operations

Repossession Journey Automation

Focus areas

automation
process design
cost optimisation

Overview

Automated the end-to-end Repossession journey, slashing operational overhead by 40%, eliminating ₹40 Lakhs in annual expenses, and optimising case closure TAT to 90 days.

FinTech

New Customer Acquisition Loan Journey

Focus areas

mobile-first
UX
product design

Overview

Redesigned the loan acquisition journey using mobile-first modules to reduce manual intervention and cut outsourced operations expenses by 60% nationwide.

Personal Project

DoorDash Operations Tool

Focus areas

product strategy
operations
real-time tracking

Overview

Conceptualised and built an operations monitoring tool enabling real-time delivery status tracking and remote robot intervention — led full product lifecycle from strategy creation to sprint execution and launch.

Personal Project

Frytap On-Trip Experience

Focus areas

UX design
wireframing
user journey

Overview

Designed comprehensive user journey mapping for the traveller on-trip experience. Created detailed wireframes and user flow documentation for a seamless, end-to-end customer experience.

Contact

Let's Work Together

Open to product leadership roles, advisory engagements, and collaboration on impactful fintech or digital transformation projects.

Tanmay Murugkar

Tanmay Murugkar

Product Manager · IDFC First Bank

Building fintech products that scale to 80K+ users and drive measurable business impact.

Mumbai, India